Understanding Health Insurance for Low-Income Families: Your 2025 Guide

Hey there! 👋

We know that finding affordable health insurance for your family can feel overwhelming. But here's the good news - you have more options than you might think! Let's break down everything you need to know about getting quality healthcare coverage that won't break the bank.

Your Family's Health Insurance Options in 2025

1. Children's Health Insurance Program (CHIP)

   1. ✅ Low-cost or free coverage for kids

   2. ✅ Comprehensive benefits

   3. ✅ No waiting periods for most services

Quick Tip: Many families don't know they qualify for CHIP - even if you make up to $55,000 per year for a family of four!

2. Medicaid

   1. ✅ Free or very low-cost coverage

   2. ✅ Covers whole family

   3. ✅ Immediate coverage when you qualify

      
      

3. Marketplace Plans with Savings

   1. ✅ Big discounts through tax credits

   2. ✅ Choose from multiple plans

   3. ✅ Coverage for pre-existing conditions

Real Family Success Story:

Meet the Martinez Family:

"We thought we couldn't afford health insurance for our three kids. Aura helped us find a plan that costs just $75 monthly for our whole family!"

What These Plans Actually Cover:

• Doctor Visits Regular check-ups and sick visits

• Hospital Care Emergency and planned stays

• Prescriptions Most common medications

• Preventive Care 100% covered with no co-pay!

• Dental & Vision Often included for kids

Money-Saving Tips That Really Work:

1. Check All Programs You might qualify for more than one!

2. Report Income Changes This could mean bigger savings

3. Use Preventive Care It's free and keeps your family healthy

Common Questions (With Simple Answers)

Q: Can I get coverage if I'm not a citizen?

A: Yes! Your children may qualify even if you don't

Q: What if my income changes?

A: No problem! Your coverage adjusts with your income

Q: How quickly can we get covered?

A: Often within 24-48 hours!

Special Programs You Should Know About:

• Extra Help Program Helps with prescription costs

• Emergency Medicaid When you need care right away

• Special Enrollment Periods Get coverage even outside normal enrollment

Ready to Get Your Family Covered?

Here's How:

1. Gather basic info (family size & income)

2. Call us at 855-723-4727

3. Get covered - often same day!

Don't wait to protect your family!

Call 855-723-4727 now for your free consultation, or click here to start your application online.