Real Estate Agents: Your Guide to Health Insurance That Won't Break Your Commission
- Aura Insure
- Dec 11, 2024
- 2 min read

Hey there, fellow real estate pro! If you're reading this between showings or while waiting for that mortgage approval to come through, I know your time is valuable. So let's cut to the chase about something that's probably been sitting on your to-do list right next to "update your headshots" - getting health insurance.
"But I'm an Independent Contractor..."
I hear you. Just last week, I was talking to James, a realtor in Austin who'd been putting off getting coverage because he thought being self-employed meant expensive premiums. Plot twist: he qualified for a plan that cost less than his monthly MLS dues.
"I always assumed health insurance would eat up my commissions," he told me. "Turns out, I was leaving money on the table by not having coverage - kind of like pricing a listing too low!"
The Real Deal About Health Coverage for Real Estate Professionals
Let's be real - our industry is unique. One month you're closing three deals, the next you're hustling for leads. That unpredictable income makes planning for health insurance feel about as fun as dealing with a low-ball offer. But here's what you might not know:
Many real estate pros qualify for significant premium subsidies
Plans can start as low as $0/month (yes, really!)
You can get covered faster than it takes to write up an offer
Why Smart Agents Prioritize Health Coverage
Think of health insurance like a good CRM - it's an investment in your business success. Because let's face it:
You can't show houses if you're sick
Medical bills without insurance can eat up several commissions
Clients expect you to be on your A-game (hard to do when you're worried about health costs)
Getting Covered is Easier Than Your Last Virtual Showing
No complicated paperwork or endless forms. Here's the process:
Visit aura-insure.com or call 855-723-4727
Share some basic info (easier than your real estate license renewal)
Choose your plan
Get back to closing deals!
"But What About My Variable Income?"
That's actually good news! The ACA (Obamacare) plans through Aura Insure look at your expected annual net income, not just your last closing. Plus, you can adjust your income information throughout the year as your business grows.
What You Actually Get
Think of health insurance like a solid home warranty - it's there when you need it:
Preventive care (stay healthy for those open houses)
Doctor visits when you need them
Prescription coverage
Emergency care (because accidents don't check your calendar)
The Closing Arguments (See What I Did There?)
As a real estate professional, you know the value of protecting assets. Your health is your most valuable one. Without it, those commission checks stop coming in pretty quick.
Ready to at least see your options?
Check aura-insure.com (mobile-friendly for busy agents)
Call 855-723-4727 (we speak real estate!)
Message us your questions (faster than most buyer responses)
No pressure, no obligation - just like a good open house.
P.S. Remember James from Austin? He got his coverage sorted between showings and saved enough on his premiums to upgrade his drone photography package. Now that's what I call a smart investment!
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